Your Flexline™ is a single, versatile line of credit. Imagine one enduring line of credit that gives you the flexibility of a credit card, the power of cash, and the insights to make better decisions.
Get approved for up to $250K in minutes ($800K for LLCs)
Use it to purchase new or used vehicles, buyout leases, or refinance loans
One rate applies to any transaction and eligible vehicle
Finance multiple vehicles without needing to reapply
Learn more about how Carputty’s Flexline™ makes auto financing seamless for auto enthusiasts with distinguished collections.
Buying a new car
Refinancing an existing loan
Buying a used car
Buying out your lease
Start with a quick application to explore your financing options—without impacting your credit.
Predictive software uses 1M+ industry data points to give you the most accurate current and future values for all your vehicles.
Our simple, online application can get you a flexible line of credit and one rate that is clear, fair, and fixed to you for all your auto financing needs—present and future.
Get StartedCarputty was built to modernize auto financing. We’ve replaced outdated, one-size-fits-all loans with a smarter, more flexible approach that puts the power back in the hands of the buyer. Our platform is designed for transparency, security, and control—helping you finance vehicles on your terms, track their value in real time, and make decisions with confidence. Whether you're buying one car or managing a fleet, Carputty offers tools that evolve with you.
To qualify for a Flexloan, you must be at least 18 years old, reside in a supported U.S. state (excluding DC, MS, and NV), and have a minimum credit score of 600. Eligible vehicles must be 10 years old or newer, have fewer than 150,000 miles, and hold a clean, marketable title. Flexloans are single-vehicle loans serviced by Westlake Financial and can be used for new or used purchases, refinancing, or lease buyouts. You can view your Flexloan in the Carputty dashboard, but all payments and account management must be handled through Westlake.
If you have an existing car loan, you may still be eligible for a Flexloan. However, Westlake Direct limits borrowers to a maximum of two active auto loans at any given time. If you already have two or more open auto loans, you would not be eligible for a Flexloan.
