A single account gives you the flexibility of a credit card, the power of cash and the insights to make better decisions.
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Our simple online application connects you with financing that fits your current credit profile—no games, no guesswork.
Options to fund a vehicle your way—new or used, refinancing or lease buyouts—all accessible through a single, modern platform.
Get data-driven insights with the V³ Valuation™ system to help you make more informed transaction decisions.
A membership that evolves with you; gain access to a system designed to grow as your financial profile improves.
Our simple online application connects you with financing that fits your current credit profile—no games, no guesswork.
Options to fund a vehicle your way—new or used, refinancing or lease buyouts—all accessible through a single, modern platform.
Get data-driven insights with the V3 Valuation™ system to help you make more informed transaction decisions.
A membership that evolves with you; gain access to a system designed to grow as your financial profile improves.
Say goodbye to outdated systems filled with hoops and hidden agendas. At Carputty, we’ve removed the guesswork and put control back in your hands.
Track the fair market value of any vehicle with just the VIN and mileage.
Compare vehicles side by side to make smarter buying and selling decisions.
Identify the best moments to sell so you can maximize your ROI.
Carputty was built to modernize auto financing. We’ve replaced outdated, one-size-fits-all loans with a smarter, more flexible approach that puts the power back in the hands of the buyer. Our platform is designed for transparency, security, and control—helping you finance vehicles on your terms, track their value in real time, and make decisions with confidence. Whether you're buying one car or managing a fleet, Carputty offers tools that evolve with you.
The Flexline is designed for consumers with good to excellent credit. This corresponds to a credit score of 700 or above; however, a high credit score does not guarantee approval. We consider your entire credit profile in our evaluation process, and we do not believe that there is a single definition of “good credit”. Qualification is based on a combination of credit history, payment patterns, and income-to-debt ratios, not just your score.
If your score is 600 or above but doesn’t meet the Flexline threshold, you may still qualify for Flexloan™—a simple, one-time financing product with terms based on the vehicle.
Yes. Vehicle eligibility depends on the financing product:
These requirements help ensure vehicles maintain sufficient value, since they serve as collateral for your financing.
