The simplest way to finance your vehicles.

Get a flexible line of auto credit with a low, transparent rate in minutes. Use it now or later – it’s available whenever you need it.

stopwatch icon
Get approved in minutes
Green shield badge with a check mark
Won't affect your credit score
Home icon
Apply from the comfort of home
Hand holding a green dollar bill icon
Use to refinance or purchase

Many ways to finance & save.

Apply once & get access for life.

Purchase New

Buy a new car from a dealership or retailer

Purchase Used

Buy a used car from a dealership or retailer

Refinance

Refinance your current car to lower rates/payment

Lease Buyout

Buyout the lease on your current vehicle
Smiling family standing next to vehicle they purchased with car financing from Carputty | Carputty
“Our interest rate dropped by more than 2%, and our monthly payment went down by about $200.
The process was relatively smooth and easy. Carputty did an excellent job making sure we knew where we were in the process.”
- Alyssa S. in Atlanta, GA

A completely re‑engineered financing process.

The Carputty Flexline™ line of credit covers every vehicle in your driveway, present or future.
The Old Way
Every time you purchase or refinance, you have to jump through the same restrictive, frustrating, time‑consuming hoops.
Chart showing old way of car financing with traditional lenders, a time-consuming process | Carputty
The New Way
One simple online application gives you a credit line for every vehicle in your life – never do loan paperwork again.
Chart showing new simplified way to finance a car with Carputty with one-time application | Carputty

Low rates are just the beginning.

Carputty Flexline™ Rates
Based on you, not your ride.
Type
Carputty †
Avg APR*
New Purchase
2.831%
3.17%
Used Purchase
2.831%
4.695%
Refinance
2.831%
4.43%
† Rates are determined by income and credit and a 63 month amortization. Your rate will be based on your credit and income data and may be different than the example provided

* Sources: Experian, RateGenius
Handshake icon

One lender, many benefits

No more bouncing from lender to lender. Now you’ll have one credit pull, rate, and monthly payment.

Open icon

Always open when you need it

Your line is ready for use, whether it’s a refinance 5 days from now, or a new purchase 5 years from now.

Health icon

Multiple cars, one payment

Perfect for simplifying multiple car loans. Put all your family's vehicles on one line of credit.

Pie chart icon with money sign taking up the greatest amount

Manage your cars like assets

Buy and sell your cars like you would manage a stock portfolio.

V3 Valuation by Carputty

Always know the perfect time to buy or sell.

With our revolutionary V3 valuation tool, you can see coming price changes in any car's value, which allows you to time the market and buy or sell at the perfect moment.

We use over a million industry data points from auctions, dealerships, and private sales to give you the most accurate and unbiased values.

How Carputty works:

Ready to finance with ease? Get your customized Carputty Flexline today.

Handshake icon
Apply for Flexline, get approved
Icon of hand holding discount coin
Finance all of
your vehicles
Icon of increasing chart
Track values, know when to buy & sell
Sign UpLearn More →

We're here when you need us.

Email support: 24/7
Phone calls: Monday - Friday, 8am - 6pm (Eastern Time)