The biggest differentiator is that the Flexline™ is NOT a loan. It is a flexible line of credit that can be used to fund multiple vehicles over many years. At Carputty there is no middleman potentially marking up the rate between you and the lender. Once you have your line of credit established, you can use it to refinance your existing cars, purchase your next one, new or used, or to buy out your lease. Our line of credit is not tied to a specific vehicle purchase, and it can be used as many times as you need for as many eligible vehicles that will fit within the line of credit extended to you. Unlike a traditional auto loan, your line of credit is revolving. This means that when you pay down the balance, those funds become available to you again to use on other vehicles. This is comparable to how a credit card (with low rates) or a HELOC works. With a Carputty Flexline, you may never have to take out a car loan again!