Do you pull my credit when I apply for a Flexline™?
Yes. There are two types of credit pulls during the Flexline™ application process:
- Soft credit pull: This is used to determine your pre-approval and does not impact your credit score.
- Hard credit pull: If you're approved and choose to finalize your Flexline, a single hard pull is performed. This pull remains on your credit report for up to two years but typically has only a minor, short-term effect on your score.
The hard pull only occurs once, regardless of how many vehicles you finance through your open and active line. After activation, we may perform periodic soft pulls (every 45 days) to monitor your credit.
