Get a credit line of up to $250k to finance all the cars you’ll ever own.*
Traditional loans often have hidden fees, complex terms, and varying interest rates. Your Flexline has a single rate and margin tied to your credit profile.
Get pre-approved for a Flexline in minutes with our secure online application instead of being bogged down in extensive, time-consuming paperwork that may not be data secure.
Instead of one loan per vehicle, get an automotive line of credit up to $250,000 ($800,000 for LLCs) that can be used to finance multiple vehicles at once or over time.
Traditional loans restrict your choice. Use your Flexline to buy new or used vehicles, buy out leases, or refinance existing loans.
Apply securely from your phone or computer. Get approved in minutes.
Finance multiple vehicles and manage everything in one easy payment.
Only use the credit when you need it, with no fees if you aren't using it.
One rate applies to new or used vehicles, lease buyouts and refis.
Watch this video to see how Flexline, powered by Carputty, is making auto financing better.
Your Flexline balance is always at your disposal, anytime and for any transaction. No reapplication required.
Hear what our members have to say.
Carputty’s Flexline is smarter, more flexible vehicle financing that can last a lifetime. Get pre-approved with no impact to your credit score.
Get StartedUnlike a traditional auto loan, your Flexline™ is a line of credit—versus a single loan—that can be used as many times as you need over generations of vehicles to buy out a lease, refinance, or purchase as many eligible vehicles that will fit within your line. Additionally, the interest rate associated with your line of credit stays the same when you add a new vehicle to your line regardless of the vehicle's make, model and year and transaction type.
The Flexline is designed for consumers with good-to-excellent credit. This tends to correspond with a FICO score of 680 or higher, although a high credit score does not guarantee approval. We consider your entire credit profile in our evaluation process and we do not believe that there is a single definition of “good credit”. Like other lenders, we consider an applicant's credit history, payment history, and income vs debt.
Yes – in short, vehicles need to be 8 years old or newer (oldest model year eligible is the current year minus 8) and have fewer than 85,000 miles. Carputty has vehicle eligibility requirements to ensure that the vehicles being financed are in good condition, and have a certain level of value, as the vehicle's value serves as collateral for the loan. Click here to find a detailed list of vehicle eligibility requirements.