Carputty Coverage

Designed to give you the peace of
mind you deserve.

Affordable & Convenient:

Pricing for our coverage options is significantly lower than what you would find at traditional dealerships.

Time Saving:

Avoid spending unnecessary hours at the dealership's finance and insurance office with a straightforward process and user-friendly platform.

We offer:

  • GAP Coverage
  • Vehicle Service Contract
  • TotalCare
Get covered

Carputty Coverage

Extra protection for you and your vehicles.

Designed to give you the peace of
mind you deserve.

Affordable & Convenient:

Pricing for our coverage options is significantly lower than what you would find at traditional dealerships.

Time saving:

Avoid spending unnecessary hours at the dealership's finance and insurance office with a straightforward process and user-friendly platform.

We offer:

  • GAP Insurance
  • Vehicle Service Contract
  • 24/7 Roadside Insurance

Coverage Options

Guaranteed Asset Protection (GAP)

GAP, also referred to as Guaranteed Asset Protection, pays the difference between the insurance payout and your outstanding loan amount in the event of a total loss, ensuring you don't face financial strain during a challenging time. It provides peace of mind, knowing you won't be burdened with significant debt in the aftermath of an accident or theft.

Our Asset Protection offers premium protection at considerable discount from most dealerships:


  • Deductible reimbursement for physical damage deductible up to $1,000
  • Maximum loan-to-value (LTV) up to 125% or 150%
  • New and pre-owned vehicles financed through Carputty qualify

Vehicle Service Contract
(New or Pre-Owned)

Carputty's Vehicle Service Contracts (VSC’s) are a comprehensive solution for covering repairs outside your warranty or regular insurance. Whether you have a new or pre-owned vehicle, our VSCs offer top-tier protection, ensuring you're not left with hefty repair bills.

We offer two types of coverage:

  • Comprehensive Coverage for pre-owned vehicles: Offers specialized coverage tailored to the unique needs of vehicles, ensuring you're protected even as your car ages

Carputty TotalCare

Carputty TotalCare combines protection for vehicle exterior and the convenience of 24/7 Roadside Assistance.

  • Paintless Dent Repair: Removes door dings and minor dents without harming the vehicle's factory finish
  • Windshield Protection: Repairs or replaces windshield damaged by chips and cracks from rocks, stones, or road stress
  • Key Replacement: Repairs or replaced lost, stolen, or inoperable keys and remotes
  • Roadside Assistance: 24/7/365 towing, flat tire, fuel or fluid delivery, lock-out, and battery assistance

Choose Carputty Coverage for Peace of Mind

Our range of protection options is designed to fit your needs and budget, providing you with premium coverage without the premium price tag. Take control of your vehicle's future with Carputty Coverage today. Choose your coverage now, and let us be the safety net that keeps you and your car secure on the road ahead.

Get covered

Choose Carputty Coverage for Peace of Mind

Our range of protection options is designed to fit your needs and budget, providing you with premium coverage without the premium price tag. Take control of your vehicle's future with Carputty Coverage today. Choose your coverage now, and let us be the safety net that keeps you and your car secure on the road ahead.

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FAQs

What does GAP cover?

GAP (Guaranteed Asset Protection) covers the difference between how the insurance company values your vehicle and your loan balance in the event of a vehicle loss.  It covers both new and pre-owned vehicles that are financed through Carputty. While most vehicles are eligible for Carputty’s Asset Protection, contact us through the Carputty website to ensure our service is right for you.

How long does GAP last?

GAP (Guaranteed Asset Protection) continues over the life of the loan on the vehicle. When the loan is paid off or refinanced, coverage will cease. GAP is not transferable in the event that the vehicle is sold.

What vehicles are eligible for Vehicle Service Contracts?

Most new and used cars that you finance through Carputty are eligible for VSCs.  Exotics, high performance, trucks over one ton, and RV's are excluded.

What does TotalCare cover?

Carputty’s Total Care offers a complete set of services if you have car troubles at any time, anywhere across the United States and Canada. These include but are not limited to: towing, flat repair, jump starts, tire changes, gas (or other vehicle fluid) delivery or EV charge, lockout assistance and concierge service. Members even get discounts on hotels and rental cars.  Emergency roadside services are fully covered up to $100 per incident and for up to 3 incidents in any 12 month period.