At Carputty, we’ve always believed that auto financing should offer clarity, control, and be designed with the driver in mind. We’re taking our commitment to simplicity and innovation and bringing it to a full spectrum of creditworthy borrowers with Flexloan, our financing option built for single-vehicle transactions.
Flexloan is an ideal solution for buyers with credit scores of 600 or higher who want to finance a single vehicle without the complexity of traditional loans. With amounts ranging from $8,500 to $45,000, Flexloan gives you the freedom to purchase a new or used vehicle up to 10 years old and with fewer than 150,000 miles from any eligible dealership.
Getting started with Flexloan is fast, secure, and entirely online. In just a few minutes, you can pre-qualify with no impact on your credit score and see the amount you’d be able to access. Getting financing upfront means you can shop for your car with the confidence—and the leverage—of a cash buyer.
Here’s how it works:
Apply online, find out how much you pre-qualify for, and when you’re ready to move forward, complete the process by providing details of the vehicle you’re considering, and agree to a hard credit check to lock in your final approval. Not sure which car you want yet? No problem, your Flexloan stays flexible until you finalize your purchase.
Flexloan was created in partnership with Westlake Direct, a division of Westlake Financial Services, to bring Carputty’s modern financing model to an even wider group of creditworthy borrowers. This collaboration allows us to serve drivers who are considered below or near prime, segments that have traditionally faced higher friction when financing vehicles.
Flexloan is currently available in 20 states, and its introduction marks Carputty’s expansion into California, the nation’s largest auto market. Drivers across the state can now experience the same easy and efficient financing that has helped our members nationwide get more out of every vehicle they own.
One of the biggest advantages of financing with Carputty is access to V³ Valuation™, our proprietary vehicle valuation system. V³ analyzes a breadth of market data to show you any car’s past, present, and forecasted future value, helping you make informed decisions before you buy. Just input a vehicle’s VIN and mileage, and you’ll be given information with which to make a stronger, more informed decision.
Knowing when a vehicle is likely to appreciate, hold its value, or lose value can help you protect your equity and time your purchase to maximize your investment. With Flexloan, you get the same data advantage as our Flexline members, right at your fingertips.
Whether you’re purchasing your first vehicle or simply want a smarter way to finance your next one, Flexloan makes it simple. Pre-qualify online in minutes with no impact to your credit score, get a decision quickly, and enjoy the confidence that comes with financing designed to work for you—not against you. Learn more about Flexloan and how you can pre-qualify here.
