In order to get approved for a Flexline, you must be at least 18 years of age, a U.S. citizen, or a permanent or non-permanent resident alien with proof of status, and must live and be employed in a state where Carputty offers Credit Accounts.*
The Flexline is designed for consumers with good-to-excellent credit. This tends to correspond with a FICO score of 680 or higher, although a high credit score does not guarantee approval. We consider your entire credit profile in our evaluation process and we do not believe that there is a single definition of “good credit”. Like other lenders, we consider an applicant's credit history, payment history, and income vs debt.