How it Works
How It Works
Learn more about how Carputty works
What are your Line of Credit eligibility requirements?
With regards to eligibility:You must be 18 years old or otherwise have the ability to legally contract for vehicle financing in your state of...
What are your Line of Credit rates?
Unlike dealerships, Carputty never marks up rates. What you see is exactly the rate you’re qualified for. Your rate is based on your ability to...
Do you have any Line of Credit fees?
When you add a car to your line we charge 1% of the financed amount that is then added to your total amount. We do not charge any other fees and...
What is the Putty Payback?
When you make your first 3 payments on time, we will take the interest that you have paid and apply it to reduce your principal. No one else does...
Do you pull my credit?
There are two type of credit pulls: soft credit pull and hard credit pull.Soft credit pull: do not impact your credit scores because they aren't...
How do I open a free account?
Let's open your Carputty account!Create an account at app.carputty.com/signup.You’ll receive an email confirming your account has been approved...
What is Carputty?
Carputty is a completely new way to think about financing and owning a car. Our flexible line-of-credit is designed to seamlessly cover one or all...