Getting Started

Learn more about how Carputty works

What is Carputty?

Carputty is a completely new way to think about financing and owning a car. Our flexible line-of-credit is designed to seamlessly cover one or all...

What are Carputty’s Flexline™ eligibility requirements?

With regards to eligibility:You must be 18 years old or otherwise have the ability to legally contract for vehicle financing in your state of...

Am I likely to get approved for a Flexline™?

In order to get approved for a Flexline, you must be at least 18 years of age, a U.S. citizen, or a permanent or non-permanent resident alien...

What do I need to have available for the application?

We use modern financial tools and proprietary AI to help us identify members that are the right fit for Carputty Flexlines and to determine...

Do you pull my credit?

There are two type of credit pulls: soft credit pull and hard credit pull. Soft credit pull: Does not impact your credit scores because they aren't...

Why do I need to link my banking information?

We partner with Plaid to securely link your banking information, allowing for a smoother, faster application process. We use the banking info...

What is Plaid and is it secure?

Plaid is a secure service that facilitates communication between your bank(s) and Carputty. Plaid allows you to provide relevant information...

What are Carputty’s Flexline™ rates?

Unlike dealerships, Carputty never marks up rates. What you see is exactly the rate you’re qualified for. Your rate is based on your ability to...

Are there any fees associated with the Carputty Flexline™?

When you add a car to your line we charge 1% of the financed amount that is then added to your total amount. We do not charge any other fees and...

How do I open a free account?

Let's open your Carputty account! Create an account at app.carputty.com/signup.You’ll receive an email confirming your account has been approved...