Get an automotive credit line of up to $800K, with more flexibility than traditional auto loans and better rates than other business credit lines.
Designed for businesses with small fleets, Flexline can be used to finance up to 15 vehicles at a time.
Traditional loans restrict your choices. Use your Flexline to buy new or used vehicles, buy out leases, or refinance existing loans.
With a Flexline, you can finance multiple vehicles at once, giving you more power to negotiate and letting you speed through the dealer finance office.
Enjoy lower interest rates than other business lines of credit with no fees when you’re not using it.
Instead of one loan per vehicle, get an automotive line of credit that can be used to finance your fleet needs, ensuring your business isn't held back.
Apply securely from your phone or computer. Get approved in minutes.
Finance multiple vehicles and manage everything in one easy payment.
Only use the credit when you need it, with no fees if you aren't using it.
One rate applies to new or used vehicles, lease buyouts and refis.
See how the Carputty Flexline is making auto financing better.
Your Flexline balance is always at your disposal, anytime and for any transaction. No reapplication required.
The Carputty Business Flexline is ideal for businesses managing small fleets of passenger vehicles, including light trucks. While there is not a single definition of “good credit,” we generally find that Business Flexline members share the following characteristics:
At least 2 years of strong business credit history and a personal guarantor with credit score of 700 or higher.**
Sufficient income to cover existing debts and more.
A 12-24 month track-record of on-time payments.
Hear what our members have to say.
Carputty’s Flexline is smarter, more flexible vehicle financing that can last a lifetime. Get pre-approved with no impact to your credit score.
Get StartedUnlike traditional auto loans, your Carputty Flexline™ is a revolving line of credit that can be used as often as needed to buy out leases, refinance, or purchase multiple eligible vehicles for your business. Whether you own a landscape design company, operate a ride-sharing fleet, manage properties, or run a hauling business, you can add various vehicles to the same line. Additionally, the interest rate associated with your small business line of credit stays the same regardless of the vehicle's make, model, year, and transaction type, providing financial predictability and flexibility for your business.
A Carputty Flexline is tied to your business, not a specific vehicle. This flexible, revolving line of credit is designed to seamlessly finance all the vehicles in your professional fleet—new or used, present and future. When you pay down your balance, your Flexline funds become available again for other vehicle needs. Once you’ve been approved for a Flexline, you never have to apply for individual loans again to finance each newly added vehicle to your fleet again! This means streamlined financing and more time to focus on growing your business.
The Carputty Flexline is ideal for small business owners with good-to-excellent credit who own, lease, or are looking to refinance one or more new or used vehicles up to 8 years old. It’s perfect for businesses that manage fleets as assets and want to optimize their vehicle investments, streamline business practices, and save money.