For individuals & small businesses with strong financial profiles, our automotive line of credit funds multiple vehicles, at once or over time.
For individuals with fair-to-excellent credit, our straightforward auto loan provides financing for a single vehicle from the dealer of your choice.
From buying your first car to managing a fleet, Carputty gives you flexible financing tailored to your goals.
We provide access to flexible financing options with transparent rates based on your credit profile.
With Flexline™, you can finance up to 15 vehicles at once. Prefer one-and-done? Flexloan™ has you covered.
Tap into our V³ Valuation™ system to track your vehicles and see how their value evolves over time.
From buying your first car to managing a fleet, Carputty gives you flexible financing tailored to your goals.
We provide access to flexible financing options with transparent rates based on your credit profile.
With Flexline™, you can finance up to 15 vehicles at once. Prefer one-and-done? Flexloan™ has you covered.
Tap into our V³ Valuation™ system to track your vehicles and see how their value evolves over time.
Enter any VIN to see real-time and projected values before you buy.
See vehicles’ performance and depreciation trends from your dashboard.
Hear what our members have to say.
Hear what our members have to say.
Whether you're building a fleet, adding cars to your garage, or buying solo, Carputty helps you make smarter, faster, more flexible decisions.
Apply NowCarputty was built to modernize auto financing. We’ve replaced outdated, one-size-fits-all loans with a smarter, more flexible approach that puts the power back in the hands of the buyer. Our platform is designed for transparency, security, and control—helping you finance vehicles on your terms, track their value in real time, and make decisions with confidence. Whether you're buying one car or managing a fleet, Carputty offers tools that evolve with you.
Carputty offers two smart financing options:
Flexline™ is a flexible line of credit up to $250K ($800K for LLCs) designed to seamlessly finance multiple vehicles; you can buy new or used, from retail or private party, refinance existing loans, or buy out a lease. As you pay down your balance, funds become available again, allowing you to continue buying, refinancing, or buying out leases without reapplying. Once approved, you'll likely never need to apply for another auto loan again. Your Flexline is tied to you—not a specific car—and can finance up to 15 vehicles at a time.
Flexloan™ is a one-time loan up to $45K for financing a single vehicle. It’s simple, fast, and available for a broader set of credit profiles.
No matter where you start, Carputty gives you control, clarity, and a better way to finance your vehicles.
The Flexline is designed for consumers with good to excellent credit. This corresponds to a credit score of 700 or above; however, a high credit score does not guarantee approval. We consider your entire credit profile in our evaluation process, and we do not believe that there is a single definition of “good credit”. Qualification is based on a combination of credit history, payment patterns, and income-to-debt ratios, not just your score.
If your score is 600 or above but doesn’t meet the Flexline threshold, you may still qualify for Flexloan™—a simple, one-time financing product with terms based on the vehicle.
