Get Smarter Financing For Your Small Fleet with Flexline™

Get an automotive credit line of up to $800K, with more flexibility than traditional auto loans and better rates than other business credit lines.

Apply Now
Won't affect your credit score

Drive Your Business Forward with Flexible Small Fleet Financing

Flexline is the smartest financing solution for businesses that rely on passenger vehicles and other light vehicles.

Financing for All Your Vehicles

Designed for businesses with small fleets, Flexline can be used to finance up to 15 vehicles at a time.

Unmatched Flexibility

Traditional loans restrict your choices. Use your Flexline to buy new or used vehicles, buy out leases, or refinance existing loans.

Buying & Negotiating Power

With a Flexline, you can finance multiple vehicles at once, giving you more power to negotiate and letting you speed through the dealer finance office.

Competitive  Rates with
No Hidden Fees

Enjoy lower interest rates than other business lines of credit with no fees when you’re not using it.

Lifelong Auto Financing Solution*

Instead of one loan per vehicle, get an automotive line of credit that can be used to finance your fleet needs, ensuring your business isn't held back.

Apply securely from your phone or computer. Get approved in minutes.

Finance multiple vehicles and manage everything in one easy payment.

Only use the credit when you need it, with no fees if you aren't using it.

One rate applies to new or used vehicles, lease buyouts and refis.

How it Works

See how the Carputty Flexline is making auto financing better.

Apply once &
get access for life.*

Your Flexline balance is always at your disposal, anytime and for any transaction. No reapplication required.

Flexline Range:
$25,000 - $800,000
Use It To:
Buy new or used, refinance, or buyout a lease
Per Vehicle Limits:
$10,000 - $150,000
Max # of Cars:
15 vehicles
Eligible Vehicles:
“Passenger” vehicles including cars, minivans, SUVs, and light trucks
Model Years Eligible:
2016 or newer
Current Rates Starting At:
8.99%
Apply Now

What to Know Before You Apply

The Carputty Business Flexline is ideal for businesses managing small fleets of passenger vehicles, including light trucks.  While there is not a single definition of “good credit,” we generally find that Business Flexline members share the following characteristics:

Credit History

At least 2 years of strong business credit history and a personal guarantor with credit score of 700 or higher.**

Income vs. Debt

Sufficient income to cover existing debts and more.

Payment History

A 12-24 month track-record of on-time payments.

Hear what other members have to say

Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”

Behind the wheel

Hear what our members have to say.

Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”

Ready for a better way to finance your vehicles?

Carputty’s Flexline is smarter, more flexible vehicle financing that can last a lifetime. Get pre-approved with no impact to your credit score.

Get Started

FAQs

How is the Flexline small business line of credit different from traditional auto loans?

Unlike traditional auto loans, your Carputty Flexline™ is a revolving line of credit that can be used as often as needed to buy out leases, refinance, or purchase multiple eligible vehicles for your business. Whether you own a landscape design company, operate a ride-sharing fleet, manage properties, or run a hauling business, you can add various vehicles to the same line. Additionally, the interest rate associated with your small business line of credit stays the same regardless of the vehicle's make, model, year, and transaction type, providing financial predictability and flexibility for your business.

Why should I get a Flexline™ to fund my business’s vehicles?

A Carputty Flexline is tied to your business, not a specific vehicle. This flexible, revolving line of credit is designed to seamlessly finance all the vehicles in your professional fleet—new or used, present and future. When you pay down your balance, your Flexline funds become available again for other vehicle needs. Once you’ve been approved for a Flexline, you never have to apply for individual loans again to finance each newly added vehicle to your fleet again! This means streamlined financing and more time to focus on growing your business.

Is Carputty’s Flexline™ right for my small business?

The Carputty Flexline is ideal for small business owners with good-to-excellent credit who own, lease, or are looking to refinance one or more new or used vehicles up to 8 years old. It’s perfect for businesses that manage fleets as assets and want to optimize their vehicle investments, streamline business practices, and save money.