Windows down, volume up. We're here to help you enjoy your drive & auto financing experience.

Is it possible to enjoy getting financing for your car? We think so.

You could qualify for a low-rate line of credit to purchase a new or used car, or to refinance your current vehicle.

Summer Jams carputty playlist

A mix of new vibes and classic hits for all summer long

Roadtrip tunes carputty playlist

Songs you can't help but sing along to wherever you're going

traffic jams carputty playlist

Stuck in traffic? Here's some soothing sounds to help you relax.

See if you qualify & check your rate without affecting your credit
Low rates are just the beginning. Carputty makes every aspect of financing or refinancing a car better. Check out our low rates and excellent customer service to see why Carputty is different from your average lender.

Use your Carputty line of credit to:
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Refinance
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Buy New
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Buy Used
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Lease Buyout

How Carputty works:

Ready to finance with ease? Get your customized Carputty Flexline™ today.

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Apply for Flexline, get approved
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Finance all of
your vehicles
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Track values, know when to buy & sell
Carputty Flexline™ Rates
Based on you, not your ride.
Type
Carputty †
Avg APR*
New Purchase
2.844%
3.17%
Used Purchase
2.844%
4.695%
Refinance
2.844%
4.43%
† Rates are determined by income and credit and a 63 month amortization. Your rate will be based on your credit and income data and may be different than the example provided

* Sources: Experian, RateGenius
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One lender, many benefits

No more bouncing from lender to lender. Now you’ll have one credit pull, rate, and monthly payment.

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Always open when you need it

Your line is ready for use, whether it’s a refinance 5 days from now, or a new purchase 5 years from now.

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Multiple cars, one payment

Perfect for simplifying multiple car loans. Put all your family's vehicles on one line of credit.

Get a breath of fresh financing.

Our car financing Flexline™ gives you the control over your auto assets you’ve always wanted, but never thought possible.

And Flexline™ isn't just for purchases - you could give your current car payment a shave. Join Carputty and apply to refi today!

    We're here when you need us.

    Email support: 24/7
    Phone calls: Monday - Friday, 8am - 6pm (Eastern Time)

    We’re currently lending exclusively to members on our waitlist. To get early access, sign up today and get to the front of the line.