Auto loans are broken.

So we fixed them with Flexline™.

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A direct lender with lower rates
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Get approved in just 2 minutes for up to $200k
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Get 3 months of interest back to pay down your principal balance quicker
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Dedicated expert to help you every step of the way
Check My Rate
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Won't affect your credit score
How it Works →
Smiling family standing next to vehicle they purchased with car financing from Carputty | Carputty
“Our interest rate dropped by more than 2%, and our monthly payment went down by about $200. The process was relatively smooth and easy. Carputty did an excellent job making sure we knew where we were in the process.”
- Alyssa S. in Atlanta, GA

We mix technology with a human touch to do what other lenders can’t.

Dealerships.
Bank Loans.
Credit Unions.
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Purple Carputty logo

Use Carputty to:

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Purchase New or Used

Buy a new or used car from a dealership or retailer
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Lease Buyout

Purchase your leased vehicle
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Refinance

Refinance your current car to lower rates/payment
Get approved in 2 minutes or less. Apply from your computer or phone.
Only use the credit you need at the time. You pay nothing if you aren't using it.
Supercharge your line with multiple vehicles all on one easy payment.
Access to your secure online dashboard. See your payment, balance, & vehicles.
Track values and know the best times to buy and sell with our V³ Valuation™ tool.
Carputty Flexline™ Rates
Based on you, not your ride.
New Purchase
6.57%
Used Purchase
6.57%
Refinance
6.57%
Lease Buyout
6.57%
† Rates are determined by income and credit and a 63 month amortization. Your rate will be based on your credit and income data and may be different than the example provided.
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Get your Flexline with a low, transparent rate in minutes.

Get Started