Unlock the value in your leased vehicle.

Buy out your lease with a Carputty Flexline™. Get pre-approved in minutes and avoid going back to the dealership.

Won't affect your credit score

How it Works →

Get a Flexline to buy out your car's lease.

Get great rates and avoid the dealership

Easily apply online from your phone or computer

Buy out current leases, refinance loans, or purchase new or used vehicles

Get pre-approved in just 2 minutes for up to $250K*

Ideal for applicants with good-to-excellent credit**

Track values and know the best times to buy and sell with our V³ Valuation™ tool.

Top reasons for buying out your lease:

You want to keep the vehicle for a longer period.

You are expecting penalties for excessive mileage or wear and tear.

Favorable market conditions mean your vehicle is worth more than its residual value.

You want to save money in the long run.

"I loved my leased vehicle, but hadn’t considered keeping it. Using Carputty’s V³Valuation™ tool, I learned I had over $9,000 in equity if I bought-out my lease!

I almost handed that money to the dealer.With Carputty’s low rate and financial insight, I am saving thousands over the next couple of years!”

- Lou S. in Florida

How it Works

Our simple, online application can get you one low, transparent interest rate for all your auto financing needs—present and future.

What to Know Before You Apply

The Carputty Flexline is ideal for applicants with good-to-excellent credit. While there is not a single definition of “good credit,” we generally find that Flexline members share the following characteristics:

Credit History

More than 2 years of strong credit history and a credit score of 680 or higher.**

Income vs. Debt

Sufficient income to cover existing debts and more.

Payment History

A 12-24 month track-record of on-time payments.

Will I Qualify? →

Always know the perfect time to buy or sell.

Check the value of your lease vehicle and compare it to the Residual Value on your lease agreement. If the value is higher than your Residual Value, you may want to consider buying out your lease.

We use over a million industry data points from auctions, dealerships, and private sales to give you the most accurate and unbiased values.