The simplest way to finance your vehicles.

Get a flexible line of auto credit with a low, transparent rate in minutes. Use it now or later – it’s available whenever you need it.

We’re currently lending exclusively to members on our waitlist. To get early access, sign up today and get to the front of the line.
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Use your Carputty line of credit to:
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Refinance
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Buy New
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Buy Used
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Lease Buyout

A completely re-engineered financing process.

The Carputty Flexline™ line of credit covers every vehicle in your driveway, present or future.
The Old Way
Every time you purchase or refinance, you have to jump through the same restrictive, frustrating, time-consuming hoops.
The New Way
One simple online application gives you a credit line for every vehicle in your life – never do loan paperwork again.

Low rates are just the beginning.

Carputty Flexline Rates
Based on you, not your ride.
Type
Carputty †
Avg APR*
New Purchase
2.592%
3.17%
Used Purchase
2.592%
4.695%
Refinance
2.592%
4.43%
† Rates are determined by income and credit and a 63 month amortization. Your rate will be based on your credit and income data and may be different than the example provided

* Sources: Experian, RateGenius

One lender, many benefits

No more bouncing from lender to lender. Now you’ll have one credit pull, rate, and monthly payment.

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Always open when you need it

Your line is ready for use, whether it’s a refinance 5 days from now, or a new purchase 5 years from now.

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Manage your cars like assets

Buy and sell your cars like you would manage a stock portfolio.

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Multiple cars, one payment

Perfect for simplifying multiple car loans. Put all your family's vehicles on one line of credit.

V3 Valuation by Carputty

Always know the perfect time to buy or sell.

With our revolutionary V3 valuation tool, you can see coming price changes in any car's value, which allows you to time the market and buy or sell at the perfect moment.

We use over a million industry data points from auctions, dealerships, and private sales to give you the most accurate and unbiased values.

How Carputty works:

Ready to finance with ease? Get your customized Carputty Flexline today.

Apply for Flexline, get approved
Finance all of
your vehicles
Track values, know when to buy & sell
Sign Up

We're here when you need us.

Email support: 24/7
Phone calls: Monday - Friday, 8am - 6pm (Eastern Time)